Build the AI-Native Bank

Safely deploy AI agents into core banking processes to improve experiences and cost-to-serve while staying in control with agentic orchestration.

How agentic orchestration enables Payter to scale to new markets

Trusted by the world's leading banks and financial institutions

  • Bluestep Bank
  • NatWest
  • ING
  • Desjardins
  • Santander
  • Intuit
Boston Consulting Group

68% of value

in deploying AI to core banking processes

Source: Boston Consulting Group

McKinsey & Company

$200B+ added

value annually to banking sector from AI

Source: McKinsey & Company

Boston Consulting Group

10x reduction

in customer support costs with AI agents

Source: Boston Consulting Group

Re-engineer the process, not just the task

Most banking processes were designed around manual handoffs, fixed rules, and systems that could not make judgment calls. Adding an AI agent to one task may save time, but it leaves the same delays, exceptions, and control gaps across the full journey.

  • Task-level gains stall

    Chatbots, copilots, and isolated agents improve individual activities. Onboarding, disputes, financial crime, and payments still slow down when work crosses systems, teams, and control points.

  • High-stakes work needs control

    Agents need explicit boundaries before they can act in regulated processes. Policy checks, approval thresholds, escalation paths, and a complete audit trail must be part of how the work runs.

  • Legacy coordination adds complexity

    Many banking processes still depend on employees to move context, resolve exceptions, and connect systems. Adding AI without redesigning that coordination creates another layer to manage.

Ship trusted agentic processes that moves KPIs and stands up to audit.

Redesign high-value banking processes around outcomes

Agentic AI creates value when it changes the end-to-end journey, not just the speed of one task. Banks are redesigning critical processes so agents handle variable, context-heavy work while rules and people retain control where judgment and accountability matter.


  • Financial crime

    Coordinate detection, evidence collection, investigation, and escalation across fraud and anti-money laundering systems to reduce avoidable manual work while preserving control.

  • Hyper-personalized experiences

    Deliver more relevant customer support and next-best actions by coordinating customer data, AI agents, bank systems, and approval rules across the complete interaction.

  • Dispute handling

    Streamline routine disputes while escalating complex cases, reducing resolution time and growing loyal customer bases.

  • Risk assessment

    Speed credit decisions and focus analysts on higher-risk cases by coordinating data, models, agents, rules, and approvals across the full decision process.

  • Due diligence

    Reduce onboarding delays by coordinating document checks, evidence collection, risk rules, and human review in one auditable process.

  • Payment investigations

    Coordinate cross-border payment investigations with agentic orchestration to speed up time to resolution.

AI brings efficiency. Everything becomes a lot more automated and dynamic. Our Digital Fraud Agents protect customers and saves 21 minutes per case.

Milesh Chudasama, Technology Domain Lead

NatWest

Automate complex, high-stakes work with agentic orchestration

Deploy AI agents into KYC, financial crime, risk, and more to automate work that rules and scripts couldn't handle before.

Build and deploy AI agents

Orchestrate every system

Transform valuable processes

We are integrating agents into various systems and expect an efficiency increase of up to 50%. The new process lifecycle definitely offers us significant advantages.

Dr. Ante Plazibat, Head Business Architecture & Innovation

Finnova

Why leading global banks trust Camunda to improve agility

Banks that extract value from AI are making balanced investments that focus on orchestrating and embedding AI into business-critical processes.

  • Open by design

    Unlike inflexible off-the-shelf solutions, platforms with open architecture let you integrate any technology or banking system—from decades-old COBOL-based core platforms to cloud-native services—using your developers' preferred tools and languages.

  • Orchestration beyond automation

    Unlike task-centric tools or IT-focused service platforms, comprehensive process orchestration delivers both deterministic processes and non-deterministic (Agentic AI-driven) in critical, end-to-end processes that banking transformation demands.

  • Flexible building blocks

    Instead of rigid, pre-built solutions, give your team a platform to create reusable process components that can be assembled to meet specific banking workflows and used by other domains without disrupting the business.

  • Enterprise-grade AI guardrails

    Providing a control layer improves trust and provides visibility for responsible AI deployment that maintains an audit trail of every action or decision without limiting innovation.

  • Resilient, scalable, and secure

    Cloud-native architecture handles massive transaction volumes at low latencies even in complicated multi-region setups to ensure operational resilience during peak transactions.

We want to reach the point where Camunda handles all our volumes. We expect this to be in the tens of millions of process instances, every single day. Camunda 8 is cloud-native, so we can add instances easily and always maintain enough headroom to handle an unexpected peak.

Larisa Kvetnoy, MD Post Trade Technology

Barclays

Camunda advantage for banks

Seamless integration with control

Your firm needs to lead with the latest technology while maximizing the value of critical, decades-old legacy systems. Open architecture allows you to rewire critical processes without disruption using your developers' favorite tooling.

  • Connect internal and external AI models with core banking systems
  • Intelligently include human-in-the-loop validation for decisions requiring oversight
  • Maintain complete process auditability of every decision for regulatory compliance
  • Deploy the latest industrial AI/ML tools needed to scale AI

Turn AI pilots into profits

Translating AI pilots into scalable, ROI-generating initiatives requires structured orchestration of people, systems, and data. Process orchestration speeds up the time to market for new capabilities, helping you outpace the competition.

  • Visualize complex processes to identify optimal automation opportunities
  • Align AI initiatives with broader strategic business objectives
  • Create reusable process components that accelerate future implementations
  • Quickly move from MVP to ROI by iteratively building AI capabilities in phases

Strategic transformation without disruption

Banking executives need to drive innovation while managing risk and maintaining business continuity. A flexible process orchestration platform allows for iterative modernization that de-risks AI initiatives.

  • Establish a bold, bank-wide vision for AI across the enterprise – and deliver it
  • Scale successful AI initiatives from pilots to enterprise-wide implementation
  • Future-proof operations through composable architecture to adapt to any change
  • Balance automation with human expertise where regulatory compliance demands oversight
Empowering our workforce to have deeper conversations with customers is a benefit that has really resonated with folks.

Stephen Donovan, Product Manager

Fidelity Investments

Orchestrating banking’s AI advantage

Learn how leading global banks and financial institutions are rewiring critical processes to reduce costs, improve experiences, and deliver new products faster.


Featured Story

Learn how NatWest is reinventing fraud detection by deploying enterprise-grade agents with Camunda.

NatWest’s Journey to Operationalize AI with CamundaJoanne Barry & Milesh Chudasama, NatWest Group
Everybody at the firm in some capacity uses our [Camunda-based] platform, whether that's as a designer or implementer or as a recipient of human task that they engage with.

Co-head of Workflow Engineering

Goldman Sachs

Build your AI bank of the future

Banks that successfully redesign how they serve customers will create strategic distance from their peers. Will yours be next?

Discover how Camunda helps 12 of the top 15 global banks deploy AI agents at enterprise scale while maintaining control, visibility, and compliance.

Ready to get started?

Explore the platform or get a personal tour